We prefer that people make online payments using secure electronic checks that transfer money directly from their checking account. This protects against the accumulation of consumer debt and is the cheapest online option for the church. We also accept credit card payments because of the convenience and security that credit cards provide for sending money over the internet. Credit card payments cost the church approximately 3% of the transaction amount. We do not want anyone to go into debt to make a payment to the church and would strongly counsel against using credit cards if this is your situation.